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Enter the full legal name of this person as it would appear on a legal document.
Enter the full legal name of this person as it would appear on a legal document.
A Debt Validation Letter is a formal written demand — sent within 30 days of the collector's first contact — requiring a debt collector to provide legally required proof that the debt is valid, that you owe it, and that the collector has the right to collect it, as required by the Fair Debt Collection Practices Act (FDCPA). If the collector cannot validate the debt, they must cease all collection activity. Fill out this free debt validation letter template online, e-sign it digitally, and download a legally valid PDF. no account or lawyer needed. Sections: Sender, Collector.
______________ ______________ Date: ______________
To: ______________
Account No.: ______________ | Claimed Amount: $0.00
Pursuant to the Fair Debt Collection Practices Act (15 U.S.C. § 1692g), I request that you provide validation of the above-referenced debt, including: (1) proof your company is licensed to collect in ______________; (2) name and address of the original creditor; (3) copy of the original signed agreement; (4) verification the debt is within the statute of limitations; and (5) calculation of the claimed amount.
Until validation is provided, please cease all collection activities. If you cannot validate, please remove this debt from all credit reports.